Author: Vincent Cruz

On paper, giving a broker or shipper thirty days to pay sounds like a reasonable…

Last month, my 6-month car insurance premium jumped another $187 with no tickets, no accidents,…

These days, millions of people use screen recording tools on at least an occasional basis.…

Hey, it’s me again—someone who used to spend $800+ a year on painful in-clinic laser…

Two years ago, my dad was diagnosed with early-stage dementia. He was still living alone…

Choosing life cover can feel confusing when you’re busy with work, family, and bills. If…

Employee benefit spending affects payroll totals, forecast accuracy, and capital allocation. CFOs use cost tracking,…

Last year, my mom was recovering from hip surgery, and I suddenly found myself spending…

Hey everyone! A bunch of you asked how I went from babysitting neighbors at 13…

Three years ago, I was *this close* to dropping $2,000+ on a Peloton Bike+. I…

I run a small digital marketing agency. Six months ago, I was drowning: three clients…

Ad costs in 2025 are painful. The same budget that used to bring in thousands…